Personal Banking Accounts

Low costs, great rates. That's what Flagship has to offer. Accounts for any lifestyle.

Easy. Honest. No-nonsense.

Flagship accounts are designed to match the way you bank. We make personal accounts simple, yet able to be customized to meet your specific financial needs.

Personal Checking Accounts

Flagship provides a number of different checking account options to fit any lifestyle. Whether you're looking for a low-cost, straightforward checking account, or an account with a competitive rate to watch your money grow. Flagship has the right account for you.

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personal checking accounts

All accounts include access to:

  • Online Banking
  • eStatements
  • Mobile Banking including mobile deposit
  • Bill Pay
  • Optional overdraft protection services
  • Free debit card
  Flagship Regular Interest Regatta Senior
Designed for Members Looking for no strings and no hassles  Looking for a low minimum balance with the benefit of check images included in their statements Wanting to earn interest while managing their day-to-day finances Wanting to earn more and save more. 55 years or older
Monthly Maintenance Fee No monthly maintenance fee $5 service charge per month and $.25 per debit item if daily balance falls below $250 $10 service charge per month and $.25 per debit item if daily balance falls below $1,000 $10 service charge per month if daily balance falls below $5,000 No monthly maintenance fee
Minimum Daily Balance to waive fee No minimum daily balance requirements $250 minimum daily balance requirement $1,000 minimum daily balance requirement $5,000 minimum daily balance requirement No minimum daily balance requirements
Earns Interest No  No Interest Tiers Interest Tiers Interest Tiers
Extra Features N/A   Check images included in your bank statement Check images included in your bank statement

Check images included with your bank statement

Free basic checks
(one box per order)

0.10% benefit on CD products

Check images included with bank statement

Free basic checks (one box per order)

Ready to open your account?

Yes, lets go!

Personal Savings Accounts

A savings account allows your money to work for you. Our Regular Savings account is the perfect account to start up your savings account. Ready for more of a competitive interest rate? Our Money Market account offers one of the best interest rate tiers in the metro. The more you save, the more you'll earn.

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personal savings account

All accounts include access to:

  • Competitive interest rates
  • Online banking
  • eStatements
  • Ability to link to any checking account for overdraft protection
  • Mobile Banking
  • Ability to set up automatic transfers to reach your savings goals faster
  Regular Savings Money Market Super Kids Savings HSA Health Savings Account
Designed For Members  Looking to start putting money aside   Wanting our most competitive interest rate  17 and under  In a high deductible health insurance plan
Monthly Maintenance Fee $5 service charge per month if daily balance falls below $50 $10 service charge per month if daily balance falls below $1,000 No monthly maintenance fee $15 annual maintenance fee 
Minimum Daily Balance to Waive Fee $50 minimum daily balance requirement $1,000 minimum daily balance requirement No minimum daily balance requirements  N/A

Are you ready to start saving?

Let's do it!

Personal Credit Cards

A credit card is a great way to manage your expenses and build your credit. Our card options are simple and designed for all walks of life. Plus we offer a variety of exciting rewards options that work for you.

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personal credit cards

We have a variety of card options to best fit your lifestyle.

What matters to you the most about your credit card?

Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster.

 

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Pick the best rewards card for you!

Visa Signature® Real Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back). Reward bonus - $25 value awarded after first purchase1, redeemable as a cash deposit or a statement credit.

Visa Signature® College Real Rewards Card

Excellent opportunity for someone starting a credit history. Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back). Reward bonus - $25 value awarded after first purchase1, redeemable as a cash deposit or a statement credit.

Premier Rewards American Express® Card

Earn up to 4x on eligible net purchases, 4x on restaurant purchases, 3x on airline purchases, 2x on gas purchases and 1x on all other eligible net purchases. $100 Cash Back1 after you spend $1,000 in the first 3 months. $0 introductory annual fee for the first year. After that, $99.

Cash Rewards American Express® Card

Earn up to 3% cash back on gas. Also earn up to 2% cash back at supermarkets and 1% on all other eligible net purchases. Reward bonus - $25 value awarded after first purchase1, redeemable as a cash deposit or a statement credit.

 

1 – Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Visa® Secured Card

Start building (or rebuilding) your credit history, even if you've been turned down for other credit cards, with flexible credit lines based on a security deposit2 and a low annual fee.

 

2 – Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Find out how easy it is to open a credit card

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