On Thursday, September 7, 2017, Equifax announced a data breach affecting an estimated 143 million American consumers. Attackers responsible for the breach may have gained unauthorized access to Social Security Numbers, addresses, dates of birth, and driver’s license numbers. A smaller yet still substantial group of 209,000 consumers may have had their credit or debit card information compromised as well. Another 182,000 had dispute documents containing personal information accessed. The breach lasted from mid-May through July.
To determine if your information was exposed:
- Visit the site www.equifaxsecurity2017.com.
- Click on the “Potential Impact” tab and enter your last name and the last six digits of your Social Security number. Be sure you are on a secure computer and an encrypted network connection any time you enter your social security number. The site will tell you if you’ve been affected by this breach.
- U.S. consumers can get a year of free credit monitoring and other services through that site. It will give you a date when you can come back to enroll. Come back to the site and click “Enroll” on that date. You have until November 21, 2017 to enroll. Be aware of the arbitration clause and opt out option.
We recommend at Flagship Bank:
- Closely monitor all banking and credit card accounts
- Consider placing a freeze on your credit profiles to prevent a release of your credit report without your consent. Keep in mind a freeze will require additional action in order to avoid delays associated with approvals of credit and certain services.
- Remember that financial institutions will not contact you to request your personal information unsolicited. Equifax has specifically stated they will not be reaching out to affected customers via phone unless that person contacted their call center first.
Please note that we have no additional information beyond what is being publicly reported regarding this breach.