Flagship Bank is passionate about helping our clients succeed and making a difference in our communities. And that starts with our employees.

Commercial Lender

Job Location: Ramsey

Position Type: Full Time

We are looking to grow and want a strong lender with business development skills to help spearhead the bank’s growth efforts in the Ramsey market. This position will require business development skills, community involvement and networking abilities as well as coordination with the branch team to provide superior service to bank clients and bring in new loan and deposit relationships. This position will be focused on the acquisition of new prospects and generating loan volume.

Responsibilities:
  • Primary focus on new business development and relationship management with clear expectations on exceeding assigned sales and service goals.
  • Products marketed include but are not limited to: credit, deposit, cash management and merchant services.
  • Ability to source, structure and present business lending opportunities with transaction sizes up to $10,000,000 (our sweet spot consists of opportunities $5,000,000 and under).
  • Effectively utilize credit support team for new originations and portfolio management.
  • Maintain centers of influence and have a detailed plan to build relationships that lead to referral business to achieve goals.
  • Build a collaborative internal relationship with key partners (team members and partner banks).
  • Introduce clients to appropriate specialists to deepen share of wallet. Joint calling and prospecting with specialists depending on situation.
  • Practice sound risk management protocols and adhere to internal and regulatory requirements.

Other duties or tasks may be assigned as required. Management may modify, change or add to the duties of this description at any time without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Qualifications:

EDUCATION
Bachelor's Degree or equivalent combination of education and experience Business or related field (Preferred).

Five years or greater of sales experience within community banking, including a general knowledge of both commercial loan and deposit products/services (Required).

Three to five years of progressive responsibility within a financial organization to gain the necessary lending experience and deal effectively with colleague and customer relations (Required).

Language Skills: Strong verbal and written communication skills are required. Conduct oneself with level of professionalism. Must be able to read, analyze and interpret industry journals and reports. Able to respond to common inquiries or complaints from clients or vendors, regulatory agencies or members of the business community. Proven ability to present information to groups or individuals in a confident and professional manner.

Reasoning Ability: Must be able to prioritize workload and complete tasks in a timely manner.

Other Skills/Abilities/Specifications: Knowledge of Microsoft Office, including Word and Excel, is required. Knowledge of Microsoft Outlook, Facebook, Instagram, LinkedIn, is preferred. Strong sales skills commensurate with knowledge and experience. Superior human relations skills. Ability to work effectively under deadlines and pressure. Self-motivated, ability to work consistently and productively under minimal supervision.

Key Result Areas:
  • Sales.
  • Leadership.
  • Actively engages internal business partners to serve client needs and drive customer satisfaction.
  • Actively pursues business relationship and client acquisition growth.
  • Visibly supports community initiatives and involvement.
  • Regulation and Compliance.